Payment Methods

  • We accept cards:

    • Visa
    • MasterCard
    • Maestro
    • JCB cards.



    A business’s obligation to ensure secure payments

    Three-step process:

    1- Assess: Conduct an inventory check of all of your systems that capture and store sensitive data. These don’t necessarily have to be card numbers. All personal information should be considered as sensitive. Once taken stock of, conduct a thorough analysis of any and all potential vulnerabilities within the system
    2- Remediate: The vulnerabilities you have found should have swift action taken against them. Where possible, you should aim to minimize the amount of sensitive data you need to capture for your business needs. This will, in turn, lower your PCI compliance requirement
    3- Report: Once these issues have been fixed, you need to compile and submit the necessary report to the acquiring banks and card networks that you work with. This is your Attestation of Compliance Form.
    Although this is a general overview of your obligations and how the process works, different levels of compliance require more stringent policies to be put in place.

    1 – SSL Certification

    An SSL certificate is a digital certificate that provides authentication for a website and concurrently provides an encrypted connection. If you’re handling or passing over sensitive information (such as card details), an SSL certificate really is a necessity, as it protects your customers from being targeted by hackers and fraudsters

    SSL certificates can be purchased from a number of certificate providers.

    2– Fraud Screening Tools

    When it comes to fraud, knowing as much information as possible is always a good thing. It’s sadly an inevitability that businesses will have to deal with fraudulent transactions on occasion. And in those situations, the value of fraud screening tools simply cannot be overestimated.

    These tools will analyze transactions and identify certain indicators of fraud. By using this incredibly valuable information, you can choose to reject the transaction. Meaning the victim of fraud will not be left out of pocket and you will not lose money to the risk of a chargeback.

    Fraud screening tools are incredibly useful and should be a major consideration when looking at switching to or setting up a new payment provider.

    3– 3D Secure

    3DS2 is soon to become compulsory for all businesses accepting card payments, and with that in mind, there has never been a better time to ensure you have 3DS activated on your payment gateway.

    3DS will prompt customers to provide extra information in order to prove the cardholder is the one making the transaction; this is secure information that only the cardholder should be aware of, and this process takes place on the bank’s website, not yours.

    Currently, 3D Secure is only in place for transactions which the cardholder’s bank deem to be “high risk”.

ST. Pauls Gallery